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Finance plans

We want to ensure everyone can afford the orthodontic treatment they need and deserve, which is why we offer 0% APR fixed financing, to suit every budget.

Please note that credit is subject to status and minimum spend applies.

How to get started

If you are interested in applying for our flexible finance options, contact us to book an appointment. That day, please bring the bank card from which direct debits will be taken.

Your financing options?

At the practice, we can provide access to interest-free and interest-bearing finance options that allow you to spread the cost of treatment, making it more affordable.

There’s a range of finance facilities available, allowing you to choose the one that suits you best. Sounds interesting? Speak to your practice for more information.

Your questions answered!

We’ve tried to answer the most commonly asked questions here, but if there’s anything else you’d like to know, please speak to a member of the team.

  • Who can benefit?

    Almost anyone, if you are over 18 and a UK resident, subject to status and usual credit checks. You don’t have to belong to a membership plan and you don’t need to be a regular visitor at this practice. Access to facilities will be subject to an online credit application.

  • What can I use it for?

    You can use our finance options for just about any treatment we provide, although they’re particularly suited to cosmetic, restorative, orthodontic and dental implant treatments.

    Please ask a member of the team for more details.

  • What’s the minimum and maximum I can finance?

    Our range of finance facilities cover any treatment which costs over £350* and up to a maximum of £25,000.

  • How do I make the repayments?

    Much like any other finance facilities, you repay them in monthly payments over an agreed term.

    These payments are collected by Direct Debit.

  • How much will I pay?

    With our interest-free facilities, you pay the cost of your treatment – no more, no less. In terms of the interest-bearing facilities, there will be an interest element which will be made clear to you at the outset. In both instances, we provide you with a quotation that shows the monthly payment over the term of the loan. There are no hidden costs and an upfront deposit isn’t always necessary.

  • What are the repayment terms?

    Designated members of the practice team will be able to go through the various terms with you so you can decide which option works best for you.

  • How do I apply?

    Once your treatment plan and costs have been agreed, you’ll be able to complete an easy-to-use online credit application.

  • How long does approval take?

    The application takes just a few minutes to complete and the decision is given instantly.If your application is approved, we can schedule treatment following the mandatory 14-day ‘cooling-off’ period.

  • Who is the credit provider?

    The dental practice, Medenta Finance Limited and V12 Retail Finance Limited are credit brokers and not lenders. Medenta introduces practices to V12, V12 only offers credit products from Secure Trust Bank PLC.

  • What if the cost of treatment changes?

    We will let you know as soon as the situation arises. Should treatment costs increase, you can, depending on the amount, choose to have an additional finance option to cover the extra costs, subject to further credit status and affordability checks. If costs decrease, options can be discussed with the credit provider.

  • How often can I use the facility?

    You can apply for finance for each course of treatment, subject to the usual credit check.

Who might be eligible for financing?

To be eligible for consideration for finance, patients must be:

  • 18 years of age or older
  • A UK resident (or a British Crown Dependency if approved by Secure Trust Bank) for a minimum of 12 months
  • In permanent paid employment*, retired and receiving a pension, a house person with a partner in permanent paid employment, or be self-employed
  • Able to provide acceptable proof of address (except where the goods and/or services are to be delivered to their residential address) and proof of signature
  • Able to make payments by direct debit
  • Purchasing the goods and/or services for personal use and not for business use.

*Permanent paid employment is classed as an occupation where the customer is working more than 16 hours per week. This also includes someone who is in receipt of a permanent pension or personal benefit, e.g. an invalidity or incapacity benefit.

Book a free consultation today

If you haven’t yet booked a free consultation, we encourage you to do so! We’ll be able to advise you on the best orthodontic treatment plans and work with you to find a finance plan that suits your budget.

Book a free consultation

*Allsopp@Birmingham Road Limited trading as Allsopp@Birmingham Road is a credit broker, not a lender and is authorised and regulated by the Financial Conduct Authority, 724351. Registered in England & Wales 08166430. Registered Address: 8 Wolverton Road, Snitterfield, Stratford-upon-Avon, Warwickshire, CV37 0HB. Where required by law, loans will be regulated by the Financial Conduct Authority and the Consumer Credit Act 1974. Medenta Finance Limited, authorised and regulated by the Financial Conduct Authority No: 715523. Registered in Scotland, No: SC276679. Registered address: 50 Lothian Road, Festival Square, Edinburgh, EH3 9WJ. Tel: 01691 684175. Medenta act as a credit broker, not the lender and will introduce businesses to V12 Retail Finance Limited for which they will receive a commission. The amount of commission will vary depending on the product chosen and amount borrowed. V12 Retail Finance Limited is authorised and regulated by the Financial Conduct Authority. Registration number:679653. Registered office: Yorke House, Arleston Way, Solihull, B90 4LH. Correspondence address: 25-26 Neptune Court, Vanguard Way, Cardiff, CF24 5PJ. V12 Retail Finance Limited act as a credit broker, not a lender, and only offers credit products from Secure Trust Bank PLC for which they will receive a commission, the amount will vary depending on the amount of credit taken out but will not vary depending on the product chosen. Secure Trust Bank PLC trading as V12 Retail Finance is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Registration number: 204550. Registered office: Yorke House, Arleston Way, Solihull, B90 4LH. Terms and conditions apply. Written quotations are available on request from Secure Trust Bank PLC. Credit facilities are subject to status and affordability checks and only available to UK residents over the age of 18. Secure Trust Bank PLC reserves the right to decline any application. APR and repayment details are correct at time of publish. Telephone calls are recorded for training and compliance purposes.