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Finance plans

We want to ensure everyone can afford the orthodontic treatment they need and deserve, which is why we offer 0% APR fixed financing, to suit every budget.

Please note that credit is subject to status and minimum spend applies.

How to get started

If you are interested in applying for our flexible finance options, contact us to book an appointment. That day, please bring the bank card from which direct debits will be taken.

Who might be eligible for financing?

To be eligible for consideration for finance, patients must be:

  • 18 years of age or older
  • A UK resident (or a British Crown Dependency if approved by Secure Trust Bank) for a minimum of 12 months
  • In permanent paid employment*, retired and receiving a pension, a house person with a partner in permanent paid employment, or be self-employed
  • Able to provide acceptable proof of address (except where the goods and/or services are to be delivered to their residential address) and proof of signature
  • Able to make payments by direct debit
  • Purchasing the goods and/or services for personal use and not for business use.

*Permanent paid employment is classed as an occupation where the customer is working more than 16 hours per week. This also includes someone who is in receipt of a permanent pension or personal benefit, e.g. an invalidity or incapacity benefit.

Who IS NOT eligible for financing?

Almost everyone is eligible for finance under V12 Finance - we can look at finance options for you if you are over 18, below 80 and a UK resident, subject to status and usual credit checks. You don’t have to belong to a membership plan and you don’t need to be a regular patient at Allsopp Smile.

Some applicants, such as the below, would not be eligible for finance with V12 Finance:

  • Unemployed individuals, temporary workers, or agency workers
  • Childminders working from home, unless they have a registered child minding business
  • Foster-carers (with no other paid employment), unless their partner/spouse is in permanent employment working a minimum of 16 hours per week
  • Students (other than trainee nurses and doctors), even if working 16 hours or more per week
  • Supply teachers (unless the applicant’s fixed term contract expires after the end of the term of the agreement)

Book a free consultation today

If you haven’t yet booked a free consultation, we encourage you to do so! We’ll be able to advise you on the best orthodontic treatment plans and work with you to find a finance plan that suits your budget.

Book a free consultation

*Allsopp@Birmingham Road Limited trading as Allsopp@Birmingham Road is a credit broker, not a lender and is authorised and regulated by the Financial Conduct Authority, 724351. Registered in England & Wales 08166430. Registered Address: 8 Wolverton Road, Snitterfield, Stratford-upon-Avon, Warwickshire, CV37 0HB. Where required by law, loans will be regulated by the Financial Conduct Authority and the Consumer Credit Act 1974. Medenta Finance Limited, authorised and regulated by the Financial Conduct Authority No: 715523. Registered in Scotland, No: SC276679. Registered address: 50 Lothian Road, Festival Square, Edinburgh, EH3 9WJ. Tel: 01691 684175. Medenta act as a credit broker, not the lender and will introduce businesses to V12 Retail Finance Limited for which they will receive a commission. The amount of commission will vary depending on the product chosen and amount borrowed. V12 Retail Finance Limited is authorised and regulated by the Financial Conduct Authority. Registration number:679653. Registered office: Yorke House, Arleston Way, Solihull, B90 4LH. Correspondence address: 25-26 Neptune Court, Vanguard Way, Cardiff, CF24 5PJ. V12 Retail Finance Limited act as a credit broker, not a lender, and only offers credit products from Secure Trust Bank PLC for which they will receive a commission, the amount will vary depending on the amount of credit taken out but will not vary depending on the product chosen. Secure Trust Bank PLC trading as V12 Retail Finance is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Registration number: 204550. Registered office: Yorke House, Arleston Way, Solihull, B90 4LH. Terms and conditions apply. Written quotations are available on request from Secure Trust Bank PLC. Credit facilities are subject to status and affordability checks and only available to UK residents over the age of 18. Secure Trust Bank PLC reserves the right to decline any application. APR and repayment details are correct at time of publish. Telephone calls are recorded for training and compliance purposes.